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Harvard University

Cambridge,Massachusetts,USA
Private
Total no of Courses 11

Harvard University-College Campus Harvard University-College Campus Harvard University-College Campus
+2
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5 Years

DURATION
CATEGORY
CAMPUS
5 Years
Full Time
On Campus

AB Applied Mathematics

4 Years

EXAMS REQUIRED

TOEFL
IELTS

AB Biomedical Engineering

4 Years

EXAMS REQUIRED

TOEFL
IELTS

AB Computer Science

4 Years

EXAMS REQUIRED

TOEFL
IELTS

SB Mechanical Engineering

4 Years

EXAMS REQUIRED

TOEFL
IELTS

SB Electrical Engineering

4 Years

EXAMS REQUIRED

TOEFL
IELTS

Master of Architecture

2 Years

EXAMS REQUIRED

TOEFL
IELTS

MBA

2 Years

EXAMS REQUIRED

TOEFL
IELTS

Doctor of Dental Medicine

4 Years

EXAMS REQUIRED

IELTS

SB Engineering Sciences

4 Years

EXAMS REQUIRED

TOEFL
IELTS

LLM

2 Years

EXAMS REQUIRED

IELTS

FINANCIAL AID

When you qualify for financial aid from Harvard, they use a combination of resources to create an individualized aid package to meet your demonstrated need. This may include scholarship funds, student employment, and loans, as well as any awards you've earned from outside sources.

Scholarships

After they assess your financial situation, they cover the remainder of your need with scholarship assistance and the offer of a campus job.

Scholarships are based entirely on need, not merit. Learn more about scholarships.

Outside Awards

If you receive financial aid along with additional funding from outside sources, we will add that funding to your aid package, where it will reduce your work expectation.

Find out how to help finance your education through outside awards.

Jobs

They expect students to contribute to the cost of their education through summer and term-time employment. Student jobs are plentiful, and our aid package will include a term-time work expectation unless you have substantial outside awards.

Learn more about student jobs.

Loans

Your financial aid award will cover your entire demonstrated need without loans, but you may still choose to borrow through several federal loan programs, or through Harvard Loans.

Explore options for student loans.

STUDENT LOANS

Federal loan programs

  • To be eligible for any of these federal loans, you must complete the Free Application for Federal Student Aid (FAFSA)

Federal Direct Subsidized Stafford Loan

  • Need-based loan with interest paid by the federal government during enrollment, grace and deferment periods.
  • Interest rate is based on the 10-year Treasury bill plus 2.05 percent.  Interest is capped at 8.25 percent.
  • Loans are “variable fixed”, meaning borrowers would receive a new rate with each new loan, but then that rate would be fixed for the life of the loan.
  • Interest rate fixed at 4.29 percent for 2015-2016, with 10 years to repay.
  • Maximum amounts: $3,500 for freshmen, $4,500 for sophomores, and $5,500 for juniors and seniors.
  • Net origination fee of 1.073 percent (1.068 for loans first disbursed after Oct. 1, 2015) is included in the loan amount.
  • Repayment begins six months after the student graduates or drops below half-time enrollment.

Federal Direct Unsubsidized Stafford Loan

  • Maximum amounts: $5,500 for freshmen, $6,500 for sophomores, and $7,500 for juniors and seniors.
  • Students eligible for a subsidized Stafford Loan can receive an additional $2,000 unsubsidized.
  • Non-need-based loan with interest accruing from disbursement; interest can be paid quarterly or capitalized and added to the principal amount when repayment begins.
  • Interest rate, fees, and repayment are the same as the Subsidized Stafford Loan.

Federal Perkins Loan

  • Need-based loan with interest paid by the federal government during enrollment, grace, and deferment periods.
  • Interest rate fixed at 5.0 percent with 10 years to repay.
  • Maximum amount: $5,500.
  • No origination or insurance fees.
  • Repayment begins nine months after the student graduates or drops below half-time enrollment.
  • The monthly payment will be $10.61 per $1,000 borrowed, or a minimum of $40.

Harvard loans

  • In addition to several federal options, which have specific eligibility requirements, we offer the Harvard Loan Program, which is available to you no matter your federal loan eligibility.
  • Need-based loan with interest paid by Harvard during enrollment, grace, and deferment period.
  • Interest rate fixed at 5.0 percent with 10 years to repay.
  • No origination or insurance fees.
  • Repayment begins six months after you graduate or drop below half-time enrollment.
  • The monthly payment will be $10.61 per $1,000 borrowed, or a minimum of $50.
  • Does not require eligibility for federal loan programs.

For more loan information

See the Harvard Student Debt Management Guide

Get answers to questions about Federal Direct Stafford loans

Check the current federal record of your outstanding federal loans

Student Loan Request Form

For information on private student loans, click here

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