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Mayank Mishra

Updated on 25th July, 2024 , 9 min read

Banking Courses: Fees, After 12th, Graduation, Online, Scope, Subjects 2024

Course

About Banking Courses

The banking industry is among the most significant in the Indian economy. After graduation, students from the commerce stream often pursue careers in banking. MBA in Banking and Finance, M Com Banking, and PGDM in Banking are among the banking courses offered by business and management colleges. Students who have completed their graduation with a minimum of 60% and have performed well on the CAT, MAT, or GD/PI rounds are eligible to apply for these courses.

The banking industry has changed over time as a result of significant expansion in the financial sector and technological breakthroughs. But as more sub-domains in the banking industry develop, professionals with a wide range of domain expertise are highly sought after. Universities all over the world are now able to offer a wide variety of Banking courses as a result. In addition to the Diploma in Banking and Finance, there are several short-term banking courses offered after graduation for those interested in a banking career.

Banking courses give an introduction to the various banking administrations, services, and monetary organizations. A banking course student looks at the standards of banking exchanges and the different services that are provided by a bank. Topics included in a banking course are the history of banking, asset handling, methods, accounting, advances or loans, investments, and trust activities. In a banking course, a student additionally understands the functions of the Federal Reserve. 

Banking Courses Highlights

Let's look at the Banking Courses highlights at the table below -

ParticularsDetails
Top SpecializationsBanking, Finance, Accounting, Economics, Chartered Accountant, Insurance
Popular Banking CertificationCertified Financial Planner, Chartered Mutual Fund Counselor, Certified Public Accountant, Certified Management Accountant
Top Banking CoursesBSE Banking & Finance, PGDM Banking & Finance, Actuarial Science, MBA in Banking and Accounting
Top Banking CollegesJamia Millia Islamia University, IIM Kozhikode, IIM Ahmedabad, GIM Goa, FMS Delhi
Salary of a Banker in IndiaINR 1 LPA – 8 LPA
Top Banking JobsSBI PO, RBI Assistant, NABARD Development Assistant, IBPS PO, SBI Clerk, RBI Grade B Officer, etc.
Top Banking SkillsAnalytical Skills, Financial Reporting, Data Management, Business Intelligence, Financial Modeling, Accounting Skills

Banking Courses Eligibility

While qualifying for any banking course or college varies, the following are some of the standard eligibility requirements for various banking courses:

  • In order to be eligible for short-term and diploma programs in banking, students must receive at least 50–60% of their possible points in class 10 and class 12 exams from an accredited board.
  • Students must earn the minimum required score on any MBA entrance exam and 50–60% of their graduation credits to be eligible for banking courses after graduation.
  • Students must pass bank PO exams or bank exams administered by private banks in order to be eligible for banking courses offered by government or private banks.
  • If a student has a strong GPA, the minimum necessary scores on the GMAT, SAT, or GRE, the minimum qualifying scores on the IELTS or TOEFL, a statement of purpose, and a letter of recommendation, they can also apply to bank courses overseas.

Types of Banking Courses

There are numerous banking courses to choose if one wants to work as a banker. We go over a few of those banking courses below -

Banking Laws

  • Banking laws regulate how banks and other financial institutions carry out their operations.
  • Customers are given fair banking services by the banking laws.
  • It offers equal banking opportunities and deters financial crimes.
  • People are advised to refrain from misusing banking services to launder money.

Management of Financial Services

  • Financial service management is the process of raising money and giving it to clients who need it.
  • In order to support industrial development, financial service companies must mobilize savings and give them access to investable channels.

Foreign Exchange

  • The foreign exchange market serves as a platform for bankers to transact national currencies on the international financial market.
  • Bankers can purchase, sell, and exchange currencies on the global market through the foreign exchange market.

Direct & Indirect Taxes

  • Taxes levied on an individual's or property's income and profits are known as direct taxes.
  • Moreover, taxes on goods and services are referred to as indirect taxes.
  • Taxpayers who owe direct taxes can make their payments to the government directly.
  • However, with indirect tax, an individual can transfer the tax to a business that owes them money.

Process of Starting a Career in Banking

In order to start a career in the banking industry, an aspirant banker needs to take a few essential steps. The steps to pursue this career are as follows -

  • Selecting a Degree or Diploma: Initially, obtaining a certificate in a banking course leading to a UG degree, diploma, PG degree, or PG diploma is mandatory for anyone aspiring to become a successful banker. The best banking courses include the Certificate in Banking and Finance, the Diploma in Banking, Economics, and Finance, and the Bachelor's Degree in Banking.
  • Select the Right College or Institute: If you want to take the banking course, select the right college so that you can complete the coursework and graduate with a degree or diploma.
  • Prepare for Banking Entrance Exams: After completing a banking certificate, diploma, or degree program, get ready for the annual banking exams held by various banks. 
  • Acquire Work Experience: Complete an internship program at any bank and work under a Senior Level Banker to become a successful banker. It aids in understanding the operations and functions of a bank.

Banking Courses after 12th

After the 12th board exam, candidates will have a wide choice of courses to choose from. A banking course can be taken by anyone from any stream -

Banking Certification Courses in India

Students who take banking certification courses benefit from learning about current practices, trends, and specializations in this industry. Executives and professionals can become experts in their particular job profiles by enrolling in banking certification courses in India -

Certificate NameFeesDuration
PG Certificate in BankingINR 50,0002 years
PG Certificate in Banking and FinanceINR 50,0002 years
Certificate in Bank AnalysisINR 20,0005 days
Advanced Certificate in Commercial BankingINR 40,0002 months
Advanced Certificate in Banking Laws and Loan ManagementINR 40,0003 months
Certificate Course in Banking ManagementINR 47,0002 months
Certificate in BankingINR 15,0001 month
Certificate in Rural BankingINR 10,0001 month

Diploma in Banking Courses

After completing the12th grade, many students pursue a popular banking diploma program in banking and finance, which aims to improve their knowledge of the procedures and techniques used in the banking industry, which deals with the quickly evolving finance sector -

Diploma Courses NameFeesDuration
Diploma in Banking And FinanceINR 40,0001 year
Diploma in BankingINR 40,0001 year
Post-Degree Diploma in Global Banking and Economics-2 years
PGD in Management in Banking, Insurance, and Financial ServiceINR 45,0002 years

Bachelor's Degree in Banking Course

The fundamentals of subjects like risk management, financial management, security analysis, and derivatives markets are covered in a bachelor's degree program. These banking courses give students the tools they need to handle a range of financial issues in the banking industry.

Course NameFeesDuration
BBA in Banking and FinanceINR 9,00,0003 years
BBA Banking and Insurance INR 10,00,0003 years
Bachelor in Finance and Banking INR 7,00,0004 years
B.Com in Banking & insurance INR 10,00,0003 years
BSc Banking & FinanceINR 8,00,0003 years

Masters in Banking Courses

After completing graduation, students can specialize in a particular area of interest by enrolling in banking courses like the Master's degree. The course prepares students to make decisions by using financial data and accounting statements -

CoursesFeesDuration
MBA in Finance Management INR 6,00,0002 years
MBA in Banking and Finance INR 20,00,0002 years
MBA in Banking and Insurance INR 7,00,0002 years
M.Com in Banking and InsuranceINR 1,00,0002 years
Master’s Degree in BankingINR 5,00,0002 years

Banking Courses Offered by Banks

Banking Industry is the backbone of the economic development of a country. The banking industry offers courses to the learners and also their employees to pursue a certificate. Here are some banks that offer the courses -

State Bank of India (SBI)

SBI is an Indian Multinational, Public Sector Banking Company that provides banking, insurance as well as financial Service to its customers. It offers many courses, like -

  • Certificate program in general insurance
  • Certificate and training in digital banking business model
  • Certificate in relationship marketing strategy for financial services
  • Certificate in corporate credit
  • Certification in credit risk management
  • SBI Bank Jobs After 12th
  • The various SBI bank jobs after the 12th are the following, 
  • Advisor (Operations Support Subsidiary)
  • Assistant Manager (Routing and switching)
  • Assistant Manager (network security specialist)
  • Deputy Chief Technology Officer (Core banking)
  • Chief Technology Officer
  • Chief Information Officer 
  • Zonal Sales Manager

Yes Bank

Yes Bank is an Indian private sector bank for Investment banking, Merchant Banking and Brokerage businesses, and Mutual Fund business through Yes Asset Management of India. The courses offered by Yes Bank are-

  • PGP in Branch Banking Services
  • PGDM in Banking & Finance
  • Certified Financial Planner
  • Certificate in HDFC Trade Finance Program

ICICI Bank

ICICI bank ltd. is a private-sector Indian bank providing equipment finance for the development and modernization of business in non-public sectors. Banking courses offered by ICICI bank are-

  • PGD in Banking
  • PG Certification Course in Banking
  • MBA in Finance and Banking

HDFC Bank

HDFC Bank is the largest private-sector financial service bank located in India. HDFC bank ltd mainly deals with wholesale banking, retail banking, personal loans, property loans, consumer durable loan, credit cards, etc. Banking courses offered by the HDFC Bank Ltd. are as follow as-

  • Training Program in Trade Finance Program
  • Training in Business Banking Relationship Manager Program

Top 10 Banking Courses Online

The following listed are the top 10 banking courses online, that various universities and colleges offer via online learning platforms:

ProviderFeesCourses Available
PlutusINR 9,000Bank PO
Vidya GuruINR 11,000Banking
CourseraFreeEconomics of Money & Banking; Future of Payment Technologies; Financial Markets; Forensic Accounting & Fraud Examination
UdemyINR 455Digital Banking; Accounting Finance & Banking; Relationship Manager in Corporate Banking; IBPS Bank PO; Bank Accounting; Banking Law; Banking Credit Analysis Process; etc.
UnacademyINR 867Banking
Top Rankers-Banking
Career Power-Banking
Oliveboard-Banking
Adda247INR 22,799Banking and Finance
edXINR 1,828Banking and Financial Markets; Investment Banking & Finance; Credit Risk Management, etc.

Banking Courses Syllabus

First Year
Principles of managementMicroeconomics 1
Effective communication 1 & 2Management of financial services
Financial accountingMacroeconomics 1
Effective communication 1Effective communication 2
Quantitative methods 1Business law
Principles of banking & insuranceIntroduction to computer systems
Second Year
Financial management 1 & 2Universal banking
Management accountingCustomer relationship
Financial marketEntrepreneurship management
Taxation of financial servicesCost accounting, insurance, and banking
Financial reporting & analysis
Third Year
Central bankingAuditing
International businessInternational banking
Portfolio managementBusiness ethics
Banking projectStrategic management
Turnaround management

Top Colleges for Banking Courses

Top Colleges for Banking Courses in Delhi

Top Colleges for Banking in Mumbai

Top Colleges for Banking in Ahmedabad

College

Average Fees

Narayana Business School, Ahmedabad

INR 7,00,000

NMIMS Global Access School for Continuing Education, Ahmedabad

INR 76,000

Ahmedabad Management Association

INR 15,000

Institute of Finance, Banking, and Insurance, Maninagar

INR 1,32,000

BSE Institute, Ahmedabad

INR 44,500

Top Colleges for Banking in Pune

Scope of Banking Courses

In this way, picking banking as a profession is a balanced choice in today's market for those keen on developing quickly in their careers. Going for a banking course is a wise choice for individuals who wish to get an introduction to world markets at the beginning of their profession itself. If an individual wants to work abroad then the banking sector gives many opportunities to do so.

Various factors like digitization of currency, government reforms, more and more opening of banks and its branches have made the banking career desirable for a lot of individuals. Banking as a career gives chances to aspiring students from all subjects. For example, in the event that if one is pursuing a banking course like BA in banking then they can get put with a bank as procedure executive. Organizations, for example, GE Money, Max New York and driving banks, for example, ICICI, HSBC, HDFC, Standard Chartered, American Express are some examples of organizations where students can work.

Following are some of the Job Profiles and Top Recruiters - 

Job ProfilesDescriptionAverage Annual Salary
Account ClerkAn employee of a bank who deals with customers, receives and pays out money and many other days to day tasks. A bank clerk serves as the primary point of contact for most bank customers, administering most basic banking transactions and answering questions.INR 3,00,000
Loan ClerkThey are people who work for banks and other financial institutions with the main objective to recommend individual and business loan applications for approval and participate in the front end of the mortgage origination process.INR 1,98,000
Bank Probationary OfficerThe Probationary Officer of a bank will look after public relations, monitor and regulate branch activities and tasks, address customer related issues and grievances, approve and monitor daily branch and customer transactions and handle loans.INR 5,00,000
Bank SpecialistBank Specialists are responsible for managing the electronic banking systems, which include online banking services, ATM services, etc.INR 3,50,000
CEOThey are responsible for creating the operational policies, guidelines, and procedures needed to run the bank and for making decisions about how to manage it.INR 20,00,000
Bank TellerTheir responsibility is to offer bank services to customers, such as account opening and cash transactions.INR 2,70,000

Top Recruiters

Some of the top recruiters at banks are as follows -

Top Recruiters
State Bank of IndiaICICI Bank
Yes BankHDFC Bank
Axis BankCanara Bank
Punjab National BankIndian Overseas Bank
Allahabad BankAndhra Bank
Federal BankBank of Maharashtra
Airtel Payments Bank Ltd.Punjab & Sind Bank
National Housing BankNABARD
Indian BankBank of Baroda
Bank of IndiaIDBI Bank
CitibankKotak Bank
LIC Housing FinanceCentral Bank of India

Check out the Salary Breakdown of Different Courses in the section below - 

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Frequently Asked Questions

What are the banking courses after 12th?

BA in Banking and Finance, BA in Banking and Financial Planning, BA in International Finance and Banking, BBA (Hons) Finance and Banking, BCom in Banking B.Sc. in Banking and Finance, B.Sc. (Hons) Economics with Banking, B.Sc. (Hons) in Money, Banking and Finance, Bachelor of Business (Banking), Bachelor of Business (Banking and Finance), Bachelor of Business and Commerce (Banking and Finance).

Is BCom good for banking?

Yes. BCom (Bachelor of Commerce) provides graduates a deep understanding of banking and finance.

What is the monthly salary of bank clerk?

INR 25,000 - 60,000 on average.

What are the best banking courses in India for securing a high-paying job?

Some of the best banking courses in India that can lead to high-paying jobs include MBA in Banking, Post Graduate Diploma in Banking, and Chartered Financial Analyst (CFA) programs.

What is the typical duration of banking courses?

Most banking courses range from 1 to 2 years, depending on the program.

What is the eligibility for Banking courses?

Many banking courses require a bachelor's degree. Some may also have entrance exams or work experience requirements.

Which areas in the Banking sector provide the most salary?

Specialized areas like Investment Banking, Risk Management, and Financial Analysis often offer higher salaries.

Are Banking Courses available online?

Yes. Websites such as Coursera, Udemy, Edx etc. provide online banking courses.

Which are the banking courses after BCom?

M.Com. (Banking and Finance), M.Com. (Banking), M.Com. (Banking and Insurance), M.Com. (Banking and Taxation), MBA in Banking and Finance, MBA in Banking and Insurance, M.Sc. in Banking and Finance and MA (Banking).

How much is the banking course fees?

INR 50,000 – 5 lakhs per annum.

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