Telangana Aarogyasri: Comprehensive Health Scheme for Medical Assistance & Benefits

Introduction 

The Telangana state government has implemented a health insurance scheme called Aarogyasri for free quality medical treatment for the economically weaker sections of the society. Launched in 2007 by then Chief Minister Dr. Y.S. Rajasekhara Reddy, over the past two and a half years of CM A. Revanth Reddy's leadership has grown drastically.  

The Aarogyasri Telangana Scheme is:

• Cashless medical treatment for families at over 1,400 empanelled hospitals across Telangana.
• Coverage limit of ₹10 lakh per family for weighty financial protection, full and comprehensive.
• Covers more than ₹1,672 medical procedures and procedures including critical surgeries and treatments.
• Benefits almost ₹2.84 crore beneficiaries, and is one of the largest health schemes in Telangana.

Recent updates have reinforced the scheme by:

Providing multiple new treatment packages as endorsed by the experts of the package adoption committee.

• Broadening the list of medical procedures for better health coverage.
• Promoting universal access to quality health care for the economically neglected.

What is Aarogyasri Health Care Trust?

The Aarogyasri Health Care Trust is the Telangana State Government's flagship health insurance programme for the economically weaker sections and vulnerable populations, including those living below the poverty line (BPL), providing free, cashless medical care to them.

• This trust provides services related to a spectrum of healthcare services like:
• Major surgeries and treatment.
• In-patient care and hospital stays.
• Diagnostics.
• Transportation to and from the hospital.

The Aarogyasri Trust is completely funded by the Telangana government and administered by the Department of Health, Medical & Family Welfare. The Aarogyasri Trust will ensure that everyone can access quality healthcare services without being inhibited by financial concerns.

Benefits of Aarogyasri Telangana Scheme (2025–26)

Aarogyasri Telangana Scheme is a flagship program of the Telangana State Government for health insurance aimed at providing comprehensive, cashless medical treatment for economically poorer households. The scheme is administered by the Aarogyasri Health Care Trust. The Aarogyasri scheme has undergone a series of important improvements to increase access and effectiveness.

Comprehensive Financial Coverage

• Expanded Coverage Limit: The Aarogyasri scheme increases the coverage limit from ₹5 lakh to ₹10 lakh, providing extensive financial coverage from major health expenses. 
• Extensive Treatment Coverage: It covers 1,835 medical procedures, including treatments for severe illnesses such as cancer, cardiac problems, and organ transplants.

 Accessible Quality Medical Care

• Eligibility: The eligibility criteria for residents of Telangana to have a white ration card (BPL categories) ensures that the economically weaker sections of the population have access to necessary medical care.
• Empanelled hospitals: Beneficiaries have access to over 1,400 empanelled hospitals (including government and private hospitals), which ensure that beneficiaries can access healthcare services speedily. 

Coverage for pre-existing and chronic conditions

• Aarogyasri does not exclude pre-existing conditions after a waiting period, unlike many insurance schemes across the globe, allowing patients with chronic illnesses like Diabetes, Hypertension, and Kidney Diseases to access coverage immediately.

 Additional Support Services

• Transport Support: The scheme provides support for transport to and from hospitals, with funding aimed at reducing inequalities in healthcare access on account of transport or travel costs. 

Eligibility Requirements for Telangana Aarogyasri Health Insurance Scheme 

The Rajiv Aarogyasri Health Care Trust operates the Aarogyasri Telangana Scheme to offer cashless, quality health care for families overcoming economic disadvantage in Telangana. Applicants must comply with eligibility standards to be able to access the benefits of this scheme:

   1. Residential Status

• Applicants must be permanent residents of Telangana. Proof of residency is necessary, and can be, for example, your Aadhaar card or Voter ID.

  2. Economic Criteria

• Families must meet the Below Poverty Line (BPL) criteria. You can prove this, by being in possession of a white ration card or a valid Aarogyasri health card. 
• The families in this scheme are for the main part only those families with less than ₹5 lakh BTC family income. 

  3. Identification Document

You will require a valid government issued identification card. Your identification documents could be: 

• Aadhaar Card
• Voter ID
• White Ration Card
• Aarogyasri Health Card

 4. Referral

• To access treatment under the scheme, a referral from either a government hospital or a primary health center (PHC) is required. You cannot receive treatment in empanelled hospitals without a referral.

 5. Tailored Treatment Arrangements for Special Groups

The Aarogyasri scheme has recently been extended by the Telangana government, to cover semi-orphans, orphans, as well as BPL (Below Poverty Line) children who reside in Child Care Institutions (CCIs). These beneficiaries will receive cashless treatment of up to ₹10 lakh for more than 1,835 procedures at more than three hundred empanelled hospitals.

How to Log In to Aarogyasri Telangana Portal (2025 Instructions)

If you are a registered hospital, healthcare administrator, or authorized user under the Aarogyasri Telangana Scheme, you can log in to the official portal to administer treatments, check eligibility, and administer healthcare benefits when eligible patients are treated. Here are detailed instructions to securely log into your Aarogyasri account in 2025.

 Detailed Steps to Log In

Here are the instructions for how to log in to the Aarogyasri Telangana official portal:

1) Navigate to the Official Aarogyasri Portal

• Go to rajivaarogyasri.telangana.gov.in
• This is the only official and secure government site operated by Aarogyasri.

2) Click the ‘Login’ Button

• At the top right of the homepage, click the ‘Login’ option to go to the authentication page.

3) Enter Credentials

• Enter your username and password from Aarogyasri Health Care Trust.

4) Access Your Dashboard

Once you have entered login credentials, click on the ‘Login’ button and you will then be at your user dashboard where you can:

• Track the approval of treatment
• Submit bills from the hospital
• Verify patient information
• Make Reports

5.) New User Registration (In Case)

• If you have not yet registered, please click ‘Sign Up’ on the login page.
• Complete the hospital or administrative details (whichever applies) to request access.
• Registration approval is done by Rajiv Aarogyasri Health Care Trust.

Who Can Access the Aarogyasri Login Portal?

The Aarogyasri Telangana login portal is primarily for:

• Empaneled Hospitals: To monitor patients' treatments and claim reimbursements against treatments.
• Health Administrators: To report, check on claims, and to follow up.
• Government Health Officers: To monitor patient treatments and approve reimbursements, real-time.
• Aarogyamitra Staff - to assist patients at hospital helpdesks.

NOTE FOR THE PATIENT: the online portal is not for individual beneficiaries. If you are a patient in the Aarogyasri Scheme, please go to the nearest empaneled hospital or Aarogyamitra Help desk for help with treatment.

How to Apply for Aarogyasri Health Card in Telangana (2025 Guide)

The Aarogyasri Health Card is an important document that enables eligible families in Telangana to avail of free medical treatment under the state's Aarogyasri Health Insurance Scheme. If you belong to a Below Poverty Line (BPL) household or are classified as vulnerable by the government, you can apply for the card online.

Here is a step-by-step guide to completing the application process for the Aarogyasri Card by 2025:

Step By Step process to apply for Aarogyasri Card

Step 1: Go to the official Aarogyasri Telangana portal

• The official Aarogyasri Telangana website is the only government recognized site for health scheme services. 

Step 2: Select ‘New Enrollment’ or ‘Apply Online’

• Look for New Enrollment on the home page of the website and select it to get started on the online form. 

Step 3: Fill out the application form

• This requires filling out a form with the following application details:
• Name of applicant
• Details of family members
• Aadhaar Number
• Contact Number
• Residential Address and district

Step 4:  Upload supporting documents

• It is necessary to upload the required supporting documents after the identification. These identification documents can vary however may consist of the following:
• Proof of Identity (Aadhaar Card, Voter ID)
• Proof of Residence (Ration Card, Utility Bill)
• Income Certificate (If any or are above the income threshold)
• BPL Certificate (If you are from a Below Poverty Line household)

Step 5: Submit Application

• Once you have finalized your application, review all information and submit the application online. You will be issued an acknowledgment/reference number to track your application online.

Step 6: Waiting for verification & Health Card Issuance

• Your application will be verified based on the details and information provided by the Health Department. If approved the Aarogyasri Health Card is issued through digital access or via your health office.

Telangana Aarogyasri Health Insurance Scheme Inclusions, (2025-26)

The Aarogyasri Scheme in Telangana is a state-sponsored health insurance scheme that covers cashless, quality-healthcare services to families Below Poverty Line (BPL) in Telangana. Aarogyasri Scheme can be availed for a range of treatments for critical health issues, surgical procedures, post-operative care in 1400+ empaneled hospitals, etc.

Mainly Medical Conditions Covered Under Aarogyasri Telangana

This table highlights the primary categories of disease and interventions covered under the scheme:

Financial Support Limits Based on Procedure Type

The table below shows the maximum financial covering available according to procedure type:

Organ Transplants Covered Under Aarogyasri Telangana

The scheme also covers many lifesaving organ transplant procedures, with financial and medical covers:

• Cadaver liver transplant
• Cadaver heart transplant
• Cadaver lung transplant
• Living liver transplant
• Living kidney transplant
• Allogeneic stem cell transplant
• Autologous stem cell transplant
• Cadaver heart-lung transplant

It also covers 28 lifelong follow-up packages for post-transplant immunosuppressive therapy.

Financial Benefits

• Inpatient Care Coverage: Free treatment for inpatient care and surgeries
• Diagnostic Tests: Covered under scheme for the listed conditions
• Transportation Costs: Assistance for travelling to and from the hospital
• No Premium Required: All costs covered by the Telangana State Government.

Network of Cashless Treatment Hospitals

Below is an overview of the hospitals participating in the scheme:

Example List of Surgeries Covered Under Aarogyasri 

The scheme covers a large number of essential surgeries and treatments:

Aarogyasri Health Insurance Scheme Exclusions

The Aarogyasri Scheme offers an extensive health insurance scheme but excludes a number of treatments:

1. Preexisting diseases not included on the scope.

2. Cosmetic and aesthetic surgeries.

3. Experimental or evidence-based medicine.

4. Injuries from intentional self-infliction.

5. Treatments received in non-network hospitals.

Further, certain conditions, such as HIV/AIDS, jaundice, tuberculosis, and other infectious diseases, are covered under national programs, such as Ayushman Bharat, and are not covered under Aarogyasri.

Empaneled Hospitals Under Aarogyasri Scheme

Below is a list of some of the principal hospitals that make up the Aarogyasri Scheme in Telangana.

1. Osmania General Hospital - Afzalgunj, Hyderabad

2. Gandhi Hospital - Secunderabad

3. District Hospital - Koti, Hyderabad

4. Kamineni Hospital - LB Nagar, Hyderabad

5. Yashodha Hospital - Malakpet, Hyderabad

6. Basavatharam Indo-American Cancer Hospital - Hyderabad

7. MNJ Cancer Hospital - RedHills, Hyderabad)

8. Mahavir Hospital - Hyderabad

9. Shresta Orange Hospital - LB Nagar)

10. Titan Bricilicone Hospital - Hayathnagar

Key Benefits of the Aarogyasri Health Insurance Scheme

• Wide-ranging Coverage: Covers major surgeries from organ transplants to dialysis to cochlear implants to cancer treatments.
• Transparent System: All operations are fully digitised - from diagnosis to claims for hospital treatment - to focus on reducing fraud.
• Primary Care Support: Offers free screenings and consultations at empaneled hospitals.
• Real-time Oversight: There are district committees made up of medical professionals to ensure that everything runs properly and resources are properly allocated.

Conclusion 

In conclusion, the Aarogyasri Scheme Telangana is a boon for BPL families, providing free quality medical care. If you are a resident of Telangana, do not pass up this initiative.