Home Articles SBI Clerk Salary 2025: Check In-hand Salary and Work Profile

SBI Clerk Salary 2025: Check In-hand Salary and Work Profile

General

Suman Saurav
Suman Saurav
SBI Clerk Salary 2025: Check In-hand Salary and Work Profile
The position of SBI Clerk is one of the most coveted positions in banking jobs in India. Lakhs of aspirants apply for the job of SBI Clerk. Have you ever wondered, why candidates wish to be a SBI Clerk. It's because of the prestige and reputation associated with the designation. Alongside respect in society, SBI Clerks enjoy impressive salary and benefits. Read the article to know the detailed SBI Clerk Salary 2025 structure including basic pay, in-hand salary, allowances, and career growth. Know how much a junior associate earns in SBI!

SBI Clerk Careers

The basic salary that a aspiring SBI Clerk begins his career is Rs.26730/- This is bifurcated like Rs.24050/ and two advance increments applied to graduates. The important information regarding salary structure is tabulated below:

Particulars

Highlights

 Basic Pay in the beginning

₹26,730 (₹24,050 + 2 advance increments for graduates)

Pay Scale

₹24,050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480

Gross Salary

₹46,000 (Approximate, includes allowances)

Deductions

Around ₹3,673

In-Hand Salary

₹42,327 (Approximate)

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How Does the SBI Clerk Salary Grow with Experience?

In accordance with the pay scale, the SBI Clerk Salary increases with experience. Based on the official data and trends observed, we can calculate the salary after years of service. Same is tabulated below

Increment Stage

Basic Pay (₹)

Yearly Increment (₹)

Years of service 

Beginning

24,050

1,340

 3

After 3 years

28,070

1,650

 3

After 6 years

33,020

2,000

 4

After 10 years

41,020

2,340

 7

After 17 years

57,400

4,400

 1

After 18 years

61,800

2,680

 1

After 19 years (max)

64,480

-

 -

Note: The actual in-hand salary may differ based on factors like city, location and SBI provisions for the particular area. So the salary figures above are an approximate amount. 

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SBI Clerk In-hand Salary 

The actual amount received by the employee is the In-hand Salary. It is calculated with all the dedications and additions. The In-hand Salary is around Rs.42327 (Approximate). SBI Clerk Salary after 5 years starts to grow substantially along with other benefits.

SBI Clerk Salary After 5 Years-  Around ₹33,020 or more. After 5 years of service, there is a increase in gross salary as well as the in-hand salary. We will discuss SBI Clerk Salary After 5 Years in detail later in the article. 

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 Allowances with SBI Clerk Salary

The monthly salary and allowances for SBI Clerks can vary based on where they're posted. The chosen candidates can get reimbursed for different perks, have access to a provident fund, and get a pension under the New Pension Scheme. They also get medical benefits, leave fare, and other facilities. You can find all the details about the perks and allowances for SBI Clerks in the salary slip for 2025.

SBI Clerk Allowances

After 12th bipartite settlement & 8th Pay commission, SBI Clerks are entitled to various perks and benefits. Along with the allowances mentioned above, they also enjoy: 

perks

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SBI Clerk Salary Slip 

After 12th bipartite settlement, it is important for candidates to know about the SBI Clerk Salary Slip. SBI Clerk Salary Slip reflects the following components:

  • Basic Pay 
  • Allowances
  • Gross Salary
  • Deductions
  • Net Pay

When you add the basic pay to the SBI Clerk allowances, you will get the gross salary. After the deductions, you will get the net pay. Refer to the image below to get an idea.

Tabulated below are the important aspects of SBI Clerk Salary Slip.

Aspect

Details

Basic salary

Rs.26730/- (Rs.24050/- plus two advance increments admissible to graduates).

Dearness Allowance (DA)

Rs.6168

Transport Allowance (TA)

Rs.850

House Rent Allowance (HRA)

Rs.2862

Special Allowance

Rs.7083

Special Pay New

Rs.1200

Gross SBI Clerk Salary 2025

Approximately Rs.46000 (according to the notification)

Deductions

Rs.3673

Net SBI Clerk Salary in hand 2025

Rs.42327 (Approximate)

Note: The actual in-hand salary may differ based on factors like city, location and SBI provisions for the particular area. So the salary figures above are an approximate amount. 

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SBI Clerk Salary After 5 Years

When you work for an organization consistently for 5 years, your salary also witnesses a growth. SBI Clerk is no exception. The detailed growth trajectory is presented below:

SBI Clerk Salary After 5 Years

SBI Clerk Salary During Training Period

There is a common confusion and doubts amongst aspirations regarding training period. Of course, there is a training period. The important details are presented below:

SBI Clerk Training Period

Undoubtedly, SBI Clerks get salary during training period also. 

They get the basic pay of Rs.26730/ during training period that encompasses (Rs.24050/- plus two advance increments admissible to graduates). During the probation period of six months, which could be extended, candidates will get the training salary for SBI Clerk.

Work Profile of SBI Clerk

SBI Clerks are recruited to handle certain tasks and support the management to perform its duties. Be it customer support, marketing, office tasks,or transaction handling, all are done by SBI Clerks. 

Working Hours and Work Responsibilities

You might be thinking, is the job of SBI Clerk stressful. Is there a work life balance. It is efficient and manageable. So, the answer is the common catchphrase “It Depends”. Normal working hours and details are presented below:

SBI Clerk Working Hours

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 SBI Clerk Job Profile Comparison

There are different profiles when it comes to SBI Clerk job. There are Single Window Operator (SWO), Head Cashier (HC), Special Assistant (SA),Universal Teller (UT), Agricultural Assistant. Each position comes with different responsibilities. Same is presented below;

BI Clerk Job Profile Comparison

How Does the SBI Clerk Career Grows?

Starting is a junior associate is okay but no one wishes to be there for a lifetime. There is a structured promotion pathway for SBI Clerks. They can reach up to management promotion and enjoy great benefits and salary increments. You must not forget that, with promotions, power increases, and with power, there are added responsibilities. Same is tabulated below:

Level

Position

Promotion Mode

Eligibility/Criteria

1. Entry-Level

Junior Associate (Clerk)

 Direct Recruitment

Graduate + SBI Clerk Exam

2. After 3 Years

Senior Assistant

 Internal Seniority-based Promotion

Minimum 3 years of service, satisfactory performance

3. Next Promotion

Special Assistant

 Internal Promotion

Performance-based + Written Test

4. Officer Cadre Entry

Trainee Officer / JMGS-I (PO Level)

 Fast Track (Internal Exam)

After 3 years, via internal written test + interview; treated like a Probationary Officer

5. Middle Management

MMGS-II (Manager)

 Internal Promotion

Based on performance and experience

6. Senior Management

MMGS-III (Senior Manager)

 Internal Promotion

Based on experience and internal evaluation

7. Top Management

Chief Manager / AGM / DGM / GM

 Internal + Experience-Based Promotion

Long-term growth with excellent track record

Frequently Asked Questions

What is the SBI Clerk salary per month?

When you include allowances, the net and actual SBI Clerk in hand salary per month is Rs.42327 approximately.

Is SBI Clerk a permanent job?

Of course, it is a permanent job. Aspirants chosen through SBI Clerk exam get job security as well as a great salary benefits.

Is SBI Clerk a government job?

Yes, SBI Clerk is deemed as government job because SBI is a reputed government bank.

Is SBI Clerk easy to crack?

Yes, SBI Clerk exam has easy to moderate level difficulty. What is needed is understanding what the exam requires from candidates.

Does an SBI Clerk get pension?

This is the most beautiful part that SBI Clerks also get pension after they retire.

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