Central Govt Employee Salary Slip: 2024-25 Breakdown
A Central Government Employee (Level 4) draws a monthly salary of ₹39,865-₹47,830, amounting to ₹4.78-₹5.74 Lakhs annually. The pay structure includes Basic Pay of ₹25,500, DA at 50%, HRA ranging 9-27% of Basic Pay, and Transport Allowance from ₹3,375-₹6,750. After statutory deductions (NPS, Professional Tax, CGEGIS), the in-hand salary is ₹39,865-₹47,830 per month.
Salary Breakdown (Month & Year)
This breakdown is for a Level 4 Central Government Employee (e.g., Junior Secretariat Assistant, Clerk) in an X-Class city with higher Transport Allowance.
| Component | Monthly Amount | Annual Amount | Notes |
| Basic Pay | ₹25,500 | ₹3.06 Lakhs | As per 7th CPC Level 4 entry pay |
| Dearness Allowance (DA) | ₹12,750 (50%) | ₹1.53 Lakhs | Current rate: 50% of Basic Pay |
| House Rent Allowance | ₹6,885 (27%) | ₹0.83 Lakhs | 27% for X-Class cities |
| Transport Allowance | ₹6,750 | ₹0.81 Lakhs | Fixed amount + DA on TA |
| Other Allowances | ₹0 | ₹0 | As applicable, e.g., Dress Allowance |
| Gross Salary | ₹51,885 | ₹6.23 Lakhs | Before deductions |
| Deductions (NPS/PT/CGEGIS) | ₹4,055 | ₹0.49 Lakhs | ~7.8% of gross |
| Net In-Hand | ₹47,830 | ₹5.74 Lakhs | Take-home pay |
- Basic Pay: Level 4 of 7th Pay Commission matrix, entry pay ₹25,500.
- DA: Currently at 50%, revised bi-annually (Jan & July), calculated on Basic Pay.
- HRA: X-class cities get 27%, Y-class get 18%, Z-class get 9% of Basic Pay.
- Transport Allowance: Ranges ₹3,375-₹6,750/month (including DA on TA) based on city classification.
- Deductions: NPS (10% of Basic + DA), Professional Tax ₹200-₹250 (state-specific), CGEGIS (₹30 for Level 4), Income Tax as applicable.
Top 10 Paying States (2024-25 Data)
Salary for central government employees is uniform across India. The "paying states" variation arises due to HRA and Transport Allowance based on city classification within those states. These are based on a Level 4 employee's pay.
| Rank | State (Major City) | Monthly Range | Annual CTC | HRA Impact | Notes |
| 1 | Maharashtra (Mumbai) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Highest HRA & TPTA |
| 2 | Delhi NCR (Delhi) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Capital benefits |
| 3 | Karnataka (Bengaluru) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Metro city HRA |
| 4 | Tamil Nadu (Chennai) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Major metro |
| 5 | Telangana (Hyderabad) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | IT hub HRA |
| 6 | West Bengal (Kolkata) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Metro status |
| 7 | Gujarat (Ahmedabad) | ₹47,830 | ₹5.74 Lakhs | 27% (X-class) | Major city HRA |
| 8 | Uttar Pradesh (Lucknow) | ₹43,000-₹44,000 | ₹5.16-₹5.28 Lakhs | 18% (Y-class) | Populous state |
| 9 | Rajasthan (Jaipur) | ₹43,000-₹44,000 | ₹5.16-₹5.28 Lakhs | 18% (Y-class) | Major Y-class city |
| 10 | Kerala (Kochi) | ₹43,000-₹44,000 | ₹5.16-₹5.28 Lakhs | 18% (Y-class) | Higher Y-class cities |
- Metro cities (Mumbai, Delhi, Bengaluru) qualify for 27% HRA vs 9% in tier-3 cities, adding ₹4,590/month.
- Higher cost of living in X-class cities justifies ₹4,000-₹8,000 additional monthly compensation due to HRA and TPTA.
- States with more X/Y-class cities offer higher HRA and Transport Allowance to a larger percentage of central government employees posted there.
Salary Growth by Experience
| Experience | Monthly Salary (Net In-Hand) | Annual Increment | Promotion Timeline |
| 0-2 years | ₹39,865-₹47,830 | 3% + DA hike | Entry level |
| 3-5 years | ₹42,000-₹50,000 | 3% + DA hike | First promotion at year 4-5 |
| 6-10 years | ₹48,000-₹58,000 | 3% + DA hike | Second promotion at year 8-10 |
| 10-15 years | ₹55,000-₹65,000 | 3% + DA hike | Senior grade |
| 15+ years | ₹60,000-₹80,000 | 3% + DA hike | Top grade level |
- Annual increment: 3% of Basic Pay on July 1st every year, adding ₹765 to Basic Pay for Level 4.
- Promotion: Every 4-5 years with departmental exam or time-bound basis, leading to higher pay levels (e.g., Level 4 to Level 5).
- DA revision: Twice yearly (Jan & July), currently adds ₹255 per month for every 1% increase in DA for Level 4.
- Grade Pay progression: Each promotion moves the employee to a higher pay level with a new basic pay entry.
Additional Benefits & Perks
Financial Benefits:- Medical Reimbursement: Access to Central Government Health Scheme (CGHS) facilities or fixed medical allowance of ₹1,000/month.
- Leave Travel Concession (LTC): Reimbursement for travel every 2 years for self and family.
- Children Education Allowance: ₹2,250/month per child (maximum 2 children).
- Pension: New Pension System (NPS) with 10% of Basic + DA contributed by employee and 14% by government.
- Job security with permanent government position.
- Housing: Government quarters or HRA as calculated.
- Medical facilities at government hospitals.
- Leaves: 8 Casual Leaves, 30 Earned Leaves, 15 Half Pay Leaves (convertible to 30 Commuted Leaves), and other special leaves annually.
- Gratuity: Up to ₹20 Lakhs depending on service length.
- NPS: Accumulation from employee and employer contributions, available as a lump sum and monthly annuity.
- Death-cum-Retirement Gratuity (DCRG): Benefit payable to employee/family upon retirement/death.
Quick Facts
- Minimum Qualification: Graduate from a recognized university for most Level 4 posts.
- Age Limit: 18-30 years for most entry-level positions, with relaxations for reserved categories.
- Selection Process: Written Examination (Tier I & II), Skill Test (e.g., Typing/Data Entry), Document Verification.
- Joining Timeline: Typically 6-12 months after final result declaration.
- Probation Period: 2 years, during which performance is monitored.
- Bond/Service Agreement: No bond for general central government positions.
