IB ACIO Salary 2025: Pay Scale, Allowances & In-Hand Salary Breakdown

Overview of IB ACIO Salary – 2025

For any applicant who is aspiring to join India’s top internal intelligence agency under the MHA, the IB ACIO Salary (Intelligence Bureau Assistant Central Intelligence Officer) is an important consideration. As a job that includes national service with all the prestige that goes with it as well as a secure salary base, the IB ACIO position also offers a pay scale with a suitable salary as befitting the nature of the task which is very sensitive in India.

Why Knowing the Salary Structure is Important

As you consider your application for the IB ACIO exam, you should understand:

• The pay scale and basic salary offered at the entry stage.
• The allowances, allowances, and benefits including DA, HRA, Special Security Allowance, etc.
• The in-hand salary after tax deductions say NPS, etc., or associated income tax therein.
• The financial security and benefits in terms of pension and job security.

This clarity facilitates candidates:

• Make informed choices when considering jobs
• Establish reasonable expectations after being successfully recruited
• Be cognizant of the total cost-to-company (CTC) compared with similar government jobs like SSC CGL, CBI, Delhi Police

IB ACIO Salary Structure 2025 – Bonus Structure

The position of Intelligence Bureau Assistant Central Intelligence Officer (IB ACIO) has a generous salary structure under the 7th Central Pay commission (CPC). The position is rewarding financially and prestigious, salary plateaus occur with generous allowances and many opportunities for career advancement.

• Entry Level Salary: ₹44,900/month
• Increment: 3% of Basic Pay, Annually
• Promotion-related Hikes: Every promotion from ACIO-I, DCIO, etc.

In-Hand Salary (Approximation)

• Gross Salary: ₹ 65,000-75,000/month depending on city classification and allowances.
• Net In-Hand Salary: ₹55,000-65,000/month (less NPS, Income tax, etc.)

IB ACIO In-Hand Salary & Gross Salary (2025)

It is important to have knowledge about the in-hand salary and gross salary of an IB ACIO (Assistant Central Intelligence Officer) before applying because the basic pay is not fixed, as the pay level is level 7 of the 7th Pay Commission. The fixed amount that you would expect to receive as a pay every month would depend on the city category (X, Y, Z) and in addition, whatever additional allowance is applicable to it.

Gross Salary of IB ACIO (2025)

The gross salary is the total earning before deductions, which includes:

Total Gross Salary (approx.):

X City: ₹89,557

Y City: ₹85,516

Z City: ₹81,475

IB ACIO (2025) In-Hand Salary

The officer gets the in-hand salary after mandated deductions. Some of the common deductions are:

Approximate In-Hand Salary:

X City: ₹90,257

Y City:₹86,800

Z City: ₹80,375

IB ACIO Allowance and Benefits - Detailed Breakdown(2025)

In addition to a good basic pay, an IB ACIO (Intelligence Bureau Assistant Central Intelligence Officer) is eligible for various allowances and government benefits; all additional financial allowances, perks, and benefits which enhance the total monthly pay. These allowances and perks are the governments' way of compensating for the nature of the work, the frequency of transfers, and nationally-oriented work-related activities.

Key Allowances for IB ACIO

Below is a comprehensive allowance package structure in accordance with the 7th Pay Commission:

1. Dearness Allowance (DA)

• Rate: 46% of basic pay (to be revised from time to time)
• Amount: ₹20,654 (46% of ₹44,900)
• Purpose: to adjust for inflation and rise in living cost (DA is supposed to get revised after ^6 months)

2. Special Security Allowance (SSA)

• Rate: 20% of basic pay
• Amount: ₹8,980
• Eligibility: exclusive for security and intelligence personnel (only IB ACIOs)
• Purpose: Compensation for risk, sensitivity and field duty

3. Transport Allowance (TA)

• X City (Metro) - ₹3,600/month
• Y/Z City (Non-Metro) - ₹1,800/month
• Additional DA applicable on TA

4.NPS (National Pension Scheme) Contribution

• Government contribution 14% of Basic + DA
• Employee contribution 10% (deduction from salary)
• Providing post-retirement financial security

Other Benefits of IB ACIO

In addition to the regular allowances, IB officers get benefits such as:

• CGHS Medical Facilities (for employee + dependents).
• LTC (Leave Travel Concession) - for domestic travel.
• Government Quarters/Accommodation (subject to availability)
• Children’s Education Allowance - aggregate claim ₹27,000/child/year
• Security of Service with a pension through NPS
• Risk Allowance & Protective Equipment (in special assignments)

IB ACIO City-Wise Salary Detail (2025)

The in-hand salary of an IB ACIO (Assistant Central Intelligence Officer) is dependent on the location of posting because of allowances like House Rent Allowance (HRA) and Transport Allowance (TA) which are location dependent (X, Y, and Z categories). Here is a detailed city-wise comparison of salary including deductions.

Salary Deductions

IB ACIOs are subject to standard public sector deductions. The deductions are fixed monthly contributions to statutory schemes, and services:

IB ACIO Additional Privileges & Perks (2025)

1. Employment Security

• Permanent central government employment under the MHA
• Very stable and no retrenchment

2. Scope of Promotion

• Promotion plan is set: ACIO-II → ACIO-I → DCIO → AD
• Salary increase and possible leadership roles with more experience

3. Medical Benefits

• CGHS benefits for employee and dependents
• Reimbursement for treatment and drugs

4. Travel Benefits

• Leave Travel Concession (LTC)
• TA/DA for official duties

5. Retirement Benefits.

• NPS with 14% contribution from the government. Gratuity and leave encashment on retirement.